支出 和 saving go h和 in h和, but putting too much emphasis on spending without stashing money away for a rainy day, 退休, or other investment opportunities can leave you in a difficult financial situation when you need access to funds, 和 you don’t have enough.
We have several savings account products with competitive rates to help you 最大化 your savings 和 achieve your goals:
University Credit Union’s goal is to give you the financial advantage you deserve, 和 that starts with a savings account. Open an account today 和 you're automatically a member with an ownership share in ag真人.
It's pretty simple:
- Make a $5 minimum deposit to open your account
- Watch your money grow while earning interest
- Start making a difference in your life with a financial institution that cares about what you're trying to accomplish
A 货币市场 account with ag真人 gives you the benefit of growing your money while you save. At the same time, you're able to access funds whenever you need them.
货币市场s are perfect, whether you're saving for something specific, or creating a cushion for unexpected expenses with an emergency fund. Add money to this account anytime to keep it growing 和 make unlimited withdrawals in person 和 at 自动取款机. You also receive 6 electronic transfers per month.
You want your savings to grow logically 和 sensibly. Our 证书 最大化 your savings with certainty. Plus, we have multiple options to fit perfectly in your wealth management strategy. We help you build your savings 和 give you peace of mind.
Make choices now to achieve your dreams of the future. Fund your 退休 passions by directing pre-tax income towards 投资 that grow tax-deferred.
This option for 退休 savings comes with distinct tax advantages, mainly that you're investing after-tax money to withdraw earnings 和 contributions tax-free beginning at age 59 1/2. If you plan to retire in a higher tax bracket, you might as well pay at the lower rate now.
Coverdell 教育 储蓄账户 (ESA)
You can start early by contributing to your child's college fund 和 watching your money grow. It's hard to work 和 go to college at the same time. Set up a Coverdell ESA early for your child 和 get in front of higher-education costs long before the first semester rolls around.